Credit Hub-Personal Loan

Credit Hub is a secure and reliable financial service platform specializing in personal online loans, offering high-value loans at low interest rates without the need for cumbersome paperwork.



Loan Eligibility:
1. Age above 18 years
2. Resident of India



Customers can choose a maximum loan term of 180 days to repay the loan.
Loan amount: Rs 1,000-80,000
Loan term: Minimum 91 days to maximum 180 days

In case of Fixed Rate Loans: 0.05% per day
Service charge: 0
Penalty for delayed payments:
(a) Delayed Interest: 0
(b) Overdue fee: 1% per day
EMI payable: 1 structured installment



For a loan of Rs 20,000 for a term of 91 days, with a fixed annual percentage rate (APR) of 18.25%, the charges are as follows:
Loan amount: Rs 20,000
Loan term: 91 days
Fixed annual percentage rate (APR): 18.25%
Daily interest rate: 18.24%/365 = 0.05%
Service charge: 0
EMI payable: 1 structured installment
Loan date: 01/07/2023
Due date: 29/09/2023
If the user repays on 03/10/2023, then
Total Interest Charge: 20,000 * 0.05% * 91 = Rs 910
Overdue days: 4 days
Overdue fee: Rs 800 (1% * 20,000 * 4)
The total payment to be made after loan maturity is 20,000 + 910 + 800 = Rs 21,710



Features of Credit Hub - Personal Loan App:
Simple: Submit simple basic documents through the online system.
Anytime, Anywhere: Access personal loans/funds 24/7.
Low fees, long terms, attractive interest rates.
Trust: We are registered and licensed according to Indian laws, and our services are fast, easy, and highly confidential for all customers.

Please note that the provided English translation has been maintained without any modifications and is in line with the usage habits of Indian users.



Contact Us:
email: [email protected]